Billease - Buy Now, Pay Later

Buy now, pay later with Billease — spread your online shopping purchases into affordable monthly installments without hidden fees or collateral. Shop at over 10,000 merchants including Lazada, Agora, Philippine Airlines, and major retailers, then select Billease at checkout to split your purchase into flexible payments. Instant credit decisions mean you start shopping right away.

Billease works harder than traditional loans or credit cards. Skip the hassle of cash loans, consumer credit, or collateral requirements — just buy what you want today and pay in installments. You'll receive payment reminders automatically, and you control exactly how long you want to spread costs across 2 to 24 months. The app shows your exact amount due upfront with no surprises. Interest rates start at 3.49% monthly, and many partner merchants offer 0% APR promotions on selected items.

Earn rewards on every purchase and enjoy exclusive deals with special discounts on gadgets, electronics, and lifestyle items. Free shipping offers and limited-time promotions help you save even more. Convert any QRPh or Tap-to-Pay transaction into installments before your due date, giving you flexibility when your needs change.

Pay with Billease anywhere through QRPh at over 600,000 nationwide merchants — just scan to pay and convert to installments later. Outside shopping, use the app to pay bills for Globe, Smart, Meralco, Maynilad, Manila Water, and government contributions like SSS and Pag-Ibig. Settle your installments through QRPh, InstaPay, PESONet, bank deposits, coins.ph, or at over 22,000 7-Eleven, Cebuana, and MLhuillier outlets.

Secure transactions happen through our partner checkout integration — no credit card numbers to share. Track every transaction in the app and stay in control. Load your phone with GCash, Maya, coins.ph, or GrabPay and settle your next due date with zero fees.

Billease - Buy Now, Pay Later is regulated by the SEC as a Finance Company and by Bangko Sentral ng Pilipinas as an Operator of Payment System. Download today and start shopping with confidence.